Exchange your alahas for instant cash!
No matter how prepared we think we are, there will be instances where we’ll to spend more money than usual — tulad ng emergency medical bills, essential home appliance services, at iba pa. At times like those, our Jewelry Loan can be the best solution!
JEWELRY LOAN with HIGH DIAMOND APPRAISAL
Via MSB Branch only
Visit your preferred MSB branch with your jewelry items.
1
Our Jewelry Loan Department (JLD) will be ready to assist you and appraise your jewelry.
2
JLD will assess the pledged collateral and inform you of the loan approval status.
3
Once loan is approved, you will be asked to visit the MSB Head Office to get loan proceeds.
4
HOW TO APPLY FOR A JEWELRY LOAN
Contact us
Apply now!
Interest Rate:
Payment Terms:
1.5% per month
*with five-day grace period and no penalty fees
Any MSB branch
Fund Transfer via the MSB app
Who can apply for a Jewelry Loan?
What to prepare?
Individual Borrower
One (1) Valid ID
Proof of other income as may be deemed acceptable to the bank:
Income Tax Return or BIR Form 2316
Certificate of Employment (COE) or latest one (1) month payslip
Proof of Remittance as Allotee or Pensioner
Lease Contract as Lessor
(Accepted IDs: Passport, Driver’s License, Professional Regulation Commission (PRC) ID Card, Social Security System (SSS) Card, Government Service Insurance System (GSIS) e-Card, Voter’s ID, Integrated Bar of the Philippines (IBP) ID, Seaman’s Book, Government Office ID, Alien Certificate of Registration/Immigrant Certification of Registration, Company ID, Government-owned or Controlled Corporation (GOCC) ID, Unified Multi-purpose Identification Card)
Bank’s Statement of Deposit
Notarized Financial Statement made by the business owner
Borrower with Business
One (1) Valid ID
Proof of other income as may be deemed acceptable to the bank:
Income Tax Return or BIR Form 2316
Audited Financial Statements for loans more than ₱2M
Lease Contract as Lessor
(Accepted IDs: Passport, Driver’s License, Professional Regulation Commission (PRC) ID Card, Social Security System (SSS) Card, Government Service Insurance System (GSIS) e-Card, Voter’s ID, Integrated Bar of the Philippines (IBP) ID, Seaman’s Book, Government Office ID, Alien Certificate of Registration/Immigrant Certification of Registration, Company ID, Government-owned or Controlled Corporation (GOCC) ID, Unified Multi-purpose Identification Card)
Bank’s Statement of Deposit
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