HOME SWEET LOAN!
With our Housing Loan, you can own
the home you’ve always dreamed of.
Nothing beats going home to the home of your dreams. Own your dream home with our loan terms of up to 25 years!
HOUSING LOAN
Online via Housing Loan Department Email
Email our Housing Loan Department at [email protected]
1
Wait for our Account Officer to get back to you with the loan application form.
2
Account Officer will get in touch with you once loan is approved.
4
Visit the MSB Head Office to get loan proceeds.
5
Complete the application form and submit all requirements via email. Once received, the bank will proceed with the loan process.
3
Via MSB Branch
Visit your preferred MSB branch and be ready with the requirements.
1
Request the application form from our Account Officer.
2
Account Officer will get in touch with you once loan is approved.
4
Visit the MSB Head Office to get loan proceeds.
5
Complete the application form and submit all requirements to our Account Officer. Afterwhich, the bank will proceed with the loan process.
3
HOW TO APPLY FOR A HOUSING LOAN
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Apply now!
Loanable Amount:
Loan Term:
Interest Rate:
Min. of ₱300,000.00
Max. of ₱25,000,000.00
Max. of 25 years
Prevailing Home Loan rate
at the time of loan approval
Browse our foreclosed real estate listings here!
Employee in the Philippines who have worked for at least two (2) consecutive years
Self-employed (Sole Proprietorship)
OFWs who have worked abroad for at least
two (2) consecutive years
Who can apply for a Housing Loan?
Accomplished MSB Housing Loan Application Form
Lastest Certificate of Employment (COE)
Photocopy of Transfer/Condominium Certificate of Title (TCT/CCT)
Contract to Sell/Reservation Agreement (if acquiring from an accredited developer)
Copy of Court Decision on Annulment and Certificate of Finality of Decision (if annulled)
Copy of Court Decision on Legal Separation and Certificate of Finality of Decision (if legally separated)
Cash or Check payable to
Malayan Savings Bank, Inc. as non-refundable payment for appraisal fees
General Requirements to Prepare
Valid photo-bearing IDs with signature
(Accepted IDs: Passport, Driver’s License, Professional Regulation Commission (PRC) ID Card, Social Security System (SSS) Card, Government Service Insurance System (GSIS) e-Card, Voter’s ID, Integrated Bar of the Philippines (IBP) ID, Seaman’s Book, Government Office ID, Alien Certificate of Registration/Immigrant Certification of Registration, Company ID, Government-owned or Controlled Corporation (GOCC) ID, Unified Multi-purpose Identification Card)
Additional Requirements to Prepare
For employed applicants:
Latest Certificate of Employment (COE)
Income Tax Return or BIR Form 2316
For applicants in business or
in professional practice:
Latest BIR Form 1701 with BIR stamp
Latest Audited Financial Statement with BIR stamp
For Refinancing:
Proof of Payment of Amortization for the last three (3) months
Latest Statement of Account from Mortgage
For Construction Loan:
Floor and Building Plans
Bill of Materials
Building Specifications
Estimates of Construction and Labor Costs
For overseas Filipino applicants (non-immigrant/contractual worker):
Consularized Certificate of Employment
Job Contract
Non-consularize Certificate of Employment and Payslip or Proof of Remittance for the past three (3) to six (6) months
Latest Income Tax Return
Any of the following:
For overseas Filipino applicants (Immigrant):
Certificate of Employment and any of the following:
Bank’s Statement of Deposit
Notarized Financial Statement made by the business owner
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